buyers7 min read

    Direct Land Note Buyers in Texas: Skip the Broker, Keep More Cash

    Sandy Henderson

    Founder, Longhorn Money Services

    February 17, 2026

    Direct buyers use their own capital—no brokers, no commissions, faster closings.

    What Is a Direct Buyer?

    We evaluate and purchase notes in-house. Compare to brokers who shop your note to others and take a cut.

    Advantages

    No commission — Save 2-5% that brokers charge. See fee comparison.

    Faster decisions — Quotes in 24-48 hours, not weeks.

    Faster closings — 2-3 weeks vs 4-8 weeks. Even faster when urgent.

    More flexibility — We buy non-performing notes, low down payment notes, and small balances.

    Skip the middleman. Call Sandy at (512) 861-0000 or get a direct quote.

    How to Identify Direct Buyers

    Ask: "Do you buy with your own funds?" Check for fees deducted from proceeds. Direct buyers quote net amounts.

    Our Process

    Submit info → 24-48 hour quote → Accept → Send documents → Due diligence → Close → Funds wired. See full process.

    FAQ

    Do direct buyers pay less? No. Often you net more without broker fees.

    How do you make money? We buy at discount and earn return from payments.

    Get Your Quote

    Call (512) 861-0000 or submit details online. No brokers, no commissions.

    No obligation · 24-hour response

    Get a Cash Offer for Your Note

    Whether you hold a mortgage note, land contract, or deed of trust anywhere in Texas — we'll give you a fair, personal offer within 24 hours.

    Longhorn Money Services — 40+ years of note-buying experience · Est. 2007

    direct buyerno brokerno commissionfast closing

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    Longhorn Money Services

    Over 40 years of note-buying experience. Longhorn Money Services, Est. 2007. We purchase mortgage notes, promissory notes, deeds of trust, and owner-financed real estate notes across Texas.

    Proudly Texas-based since 2007

    Contact Us

    (210) 828-3573sandy@longhornmoney.com
    1250 NE Interstate 410 Loop, STE 400San Antonio, TX 78209Serving all of Texas · Est. 2007

    Longhorn Money Services buys Texas real estate notes including mortgage notes, promissory notes, deeds of trust, land contracts, and owner-financed notes. Serving Austin, Houston, Dallas, San Antonio, Fort Worth, and all of Texas.

    © 2026 Longhorn Money Services. All rights reserved.