Understanding the difference can mean thousands more in your pocket.
The Difference
Broker: Middleman who shops your note and takes 2-5% commission.
Direct Buyer: Uses own capital. No middleman. Longhorn Money Services is a direct buyer.
Fee Comparison ($80,000 sale)
Broker: $80,000 - $3,200 commission = $76,800 you receive
Direct: $80,000 - $0 = $80,000 you receive
Timeline Comparison
Broker: 6-8 weeks (shopping + due diligence)
Direct: 2-3 weeks. Expedited in 7-14 days.
Skip the middleman. Call Sandy at (512) 861-0000 or get a direct quote.
Flexibility Comparison
Brokers sell to institutions with rigid criteria. Direct buyers like us purchase non-performing notes, small balances, and low down payment notes.
When Broker Makes Sense
Very unusual notes or if you want hands-off (paying for service).
FAQ
Do brokers get better prices? Rarely. Extra price would need to exceed commission.
Can I work with both? Yes, but compare net proceeds after fees.
Get Your Direct Quote
Call (512) 861-0000 or submit details. See our process and valuation guide.