Expert resources for anyone holding a seller-financed note in Texas. Step-by-step guides, market insights, and practical advice from 42 years of buying notes.
A complete guide to selling your mortgage note in Texas — from understanding what your note is worth to closing the deal. Written by Nick McFadin, who has been buying Texas real estate notes since 1983.
The complete guide to finding legitimate land note buyers in Texas. Learn the difference between brokers and direct buyers, what to look for, and how to get the best price for your note.
Discover exactly how land notes are valued in Texas. We break down the 7 key factors that determine your note's worth and what discount rate to expect.
The complete step-by-step process for selling your land note in Texas. From initial preparation to closing and funding.
Holding a seller-financed land note in Texas and thinking about cashing out? This complete guide walks you through how land notes are valued, the step-by-step selling process, what to expect in terms of pricing, and how to avoid common mistakes — written by a team that has been buying Texas notes since 1983.
The Texas seller-financed note market is one of the most active in the country. Here is what note holders need to know about selling a promissory note in 2026 — including land notes, which represent a growing segment of the secondary market.
What makes one Texas real estate note worth 90 cents on the dollar and another worth 60? Nick McFadin of Longhorn Money Services breaks down the 7 key factors that determine your note's value.
Complete guide to selling your seller-financed land note in the Rio Grande Valley. Learn how to convert your note to cash with a direct buyer who knows the Valley market.
Complete guide to selling your seller-financed land note in the Texas Panhandle region. Learn how to get the best price from a direct buyer with 42 years of experience.
Complete guide to selling your seller-financed land note in the Piney Woods region of East Texas. Convert your note to cash with an experienced direct buyer.
Complete guide for North Texas land note holders looking to sell their seller-financed notes. Regional insights from the DFW Metroplex to the Panhandle, valuation factors, and how to maximize your payout.
Everything South Texas land note holders need to know about selling their seller-financed notes for cash. Regional insights, valuation factors, and how to get the best price in the Rio Grande Valley and beyond.
Comprehensive guide for Texas Hill Country land note holders. Learn how to sell your seller-financed note in this premium region, understand valuation factors, and get the best price for your note.
Looking to sell your land note in Beaumont, Texas? Learn how to convert your seller-financed payments into immediate cash with a direct buyer who has 42 years of Texas experience.
Complete guide to selling your seller-financed land note in Tyler, Texas. Learn how to get top dollar from a direct buyer with 42+ years of experience buying notes across East Texas.
Everything you need to know about selling your seller-financed land note in Abilene, Texas. Get top dollar from a direct buyer covering Taylor County and all of West-Central Texas.
Looking to sell your land note in Brownsville, Texas? Learn how to convert your seller-financed note into cash quickly with a direct buyer — no broker fees, fast closing, and 42+ years of Texas experience.
Want to sell your land note in Amarillo, Texas? Learn how to convert your seller-financed Panhandle property note into cash quickly. Direct buyer, no broker fees, 42+ years of Texas expertise.
Complete guide to selling your seller-financed land note in McAllen, Texas. Learn how to get top dollar from a direct buyer with 42+ years of experience buying notes in the Rio Grande Valley.
Complete guide to selling your seller-financed land note in Lubbock, Texas. Learn how to convert your West Texas note payments into immediate cash with a direct buyer who has 42+ years of experience.
Laredo's strategic border location, international trade, and South Texas ranch land make local notes attractive. This localized 2026 guide covers Webb County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Plano's corporate headquarters, top schools, and North Dallas growth make local land notes premium. This localized 2026 guide covers Plano in Collin County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Compare using a note broker versus selling directly to a land note buyer in Texas. Learn about fees, timelines, and which option puts more money in your pocket.
When your land note borrower stops paying, should you sell the note or foreclose? This comprehensive analysis compares costs, timelines, and outcomes to help you decide.
Complete breakdown of note broker fees versus selling to a direct buyer. Learn about commissions, hidden costs, and how fee structures impact your bottom line.
The complete checklist of documents you need to sell your land note in Texas.
When you need cash quickly, here's how to sell your Texas land note in 7-14 days.
Detailed comparison of selling through a broker versus directly to a buyer.
You don't have to sell everything. Compare full and partial sales.
Why selling to a direct buyer means more money and faster closings.
Being the bank is exhausting. Convert your note to cash and eliminate the hassle.
Arlington's central DFW location, entertainment hubs, and suburban growth make local land notes competitive. This localized 2026 guide covers Arlington in Tarrant County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Corpus Christi's coastal location, port economy, and South Texas energy sector make local land notes desirable. This localized 2026 guide covers Nueces County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
El Paso's unique border location, military presence, and desert land appeal make local notes attractive. This localized 2026 guide covers El Paso County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Fort Worth's unique blend of Western heritage, rapid suburban growth, and industrial strength make local land notes highly attractive. This localized 2026 guide covers Tarrant County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Austin's tech boom, rapid population growth, and Central Texas appeal make local land notes premium assets. This localized 2026 guide covers Travis County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Dallas-Fort Worth's explosive growth and corporate relocations make local land notes highly sought-after. This localized 2026 guide covers Dallas County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
San Antonio's steady growth, military presence, and Hill Country expansion make local land notes highly desirable. This localized 2026 guide covers Bexar County and surrounding areas, valuation nuances, common note types, and how to sell quickly to a direct buyer.
Houston's booming real estate market makes land notes here especially valuable. This localized 2026 guide covers Houston-area valuation nuances, common note types in Harris and surrounding counties, current market trends, and how to sell fast to a direct buyer.
Non-performing Texas land notes (where payments stopped) are harder to sell but still valuable. This 2026 guide explains pricing (typically 50-80% discount), recovery process, timeline, legal considerations, and how experienced direct buyers can turn defaults into cash.
Many Texas land note sellers leave money on the table or face delays due to avoidable mistakes. This 2026 guide reveals the 7 most common errors, real examples, and proven strategies to maximize your cash offer and close smoothly.
When selling your Texas land note, you can work with a broker (middleman) or a direct buyer. This 2026 guide compares both side-by-side on pricing, timeline, fees, and net proceeds — plus why direct buyers like Longhorn often deliver higher offers and faster closings.
You don't have to sell your entire Texas land note — a partial sale lets you cash out a portion of future payments while keeping the rest. This detailed 2026 guide compares partial vs full sales, pricing differences, tax benefits, and when each makes sense.
Selling your Texas land note triggers tax consequences — primarily capital gains on the difference between your basis and sale price. This in-depth 2026 guide covers how taxes are calculated, installment sale rules, common strategies, and key disclaimers.
The average time to sell a performing Texas land note with a direct buyer is 2-4 weeks from accepted offer to funding. This detailed guide breaks down every phase of the 2026 timeline, common delays, and proven strategies to close faster and get cash sooner.
Having your documents organized is one of the fastest ways to get top dollar and close quickly when selling your Texas land note. This detailed 2026 checklist covers every document buyers need, common issues, and how missing items can affect your offer.
Most performing Texas land notes sell at a 10-40% discount to the remaining balance in 2026. This guide explains why discounts exist, current market ranges, the 7 key factors that influence pricing, real examples, and proven strategies to minimize your discount.